There will be a ten percent (10 %) late charge added to each bill that is unpaid after the due date. Failure to receive billing or USPS mailing delays do not constitute late fee forgiveness. Bank bill payments may be debited from customers bank account on or before due date. Bank uses 3rd party processor to mail a check. This check may incur USPS delays that may impact prompt delivery of the check. Late fees will process on the 18th of the month around noon. Any payment received after that time will be charged the above-mentioned late charge.